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Help to Buy

Help To Buy in Lincolnshire - buy your new Chestnut Home for just 80% of the price.

Backed by the Government, this new shared equity scheme will allow you to secure your new home by way of a low deposit and a 20% equity loan from the Government.


Help to Buy is open to all buyers, not just first time buyers who are looking to buy a new home. If you have a minimum deposit of just 5% and meet the mortgage lender’s affordability criteria, you may be able to buy your new home using this scheme.

How does it work?


  • The Government will lend you up to 20% of the value of your new property through an equity loan.
  • Therefore, you only need to secure up to an 80% mortgage from your lender.
  • You will own 100% of the property.
  • The Government equity loan must be repaid after 25 years, or when you move, whichever happens first.
  • There is nothing to pay on the equity loan for the first five years. In the 6th year, interest will be payable at a rate of 1.75% (increasing in subsequent years at RPI + 1% per annum).
  • The scheme is available on new home developments only.
  • You will need a minimum of a 5% deposit.
  • The maximum purchase price is £600,000

**This scheme is available at all developments, but may not be available on all properties. Please speak to our sales advisors for details.


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